Marsh & McLennan Agency Retirement Services

CONNECT

Address:

1166 Avenue of the Americas
New York, NY 10036

Phone:

212-345-5000

Risk Tolerance Questionnaire

Risk Tolerance Questionnaire

1. Do you agree or disagree with the following statement?

“I consider myself a long-term investor who is not concerned about the volatility of my account over the next five to ten years or longer. The final result is more important to me than daily, monthly or annual changes in my account.”

      a. Completely disagree

      b. Transfer all assets to a money market fund (Low risk and lower returns)

      c. Transfer the assets to bond funds (moderate risk and moderate returns)

      d. Consider transferring a small portion of your assets to bond funds

      e. Make no change to your account

2. Assume you have $10,000 in your retirement account, invested for the most part in stock funds. Over the next 12 months, your account drops to $8,000. What would you do with the remaining assets?

      a. Transfer all assets to a money market fund (Low risk and lower returns)

      b. Transfer the assets to bond funds (moderate risk and moderate returns)

      c. Consider transferring a small portion of your assets to bond funds

      d. Make no change to your account

3. While inflation (the rise in the cost of goods and service) can reduce the buying power of money over time, stock investments have historically outpaced inflation by taking higher amounts of risk. Which of the following describes your views?

      a. I am comfortable if my investments only keep pace with inflation

      b. I am comfortable taking a small amount of risk to outpace inflation

      c. I am comfortable taking a moderate amount of risk to significantly outpace inflation

      d. I want to fully capitalize on my investments despite the potential risk

4. How old are you?

      a. 60 years or older

      b. 50-59 years old

      c. 40-49 years old

      d. 30-39 years old

      e. Less than 30 years old

5. How many years until you plan on accessing your retirement savings?

      a. Less than 3 years

      b. 3-5 years

      c. 5-10 years

      d. More than 15 years

 

Take your total points from the questionnaire and look for the profile that
best describes your risk tolerance:

If you answered:

A = 1 point

B = 2 points

C = 3 points

D = 4 points

E = 5 points

 

Total Points

22 or more =

17 to 21 =

12 to 16 =

8 to 11 =

7 or less =

Aggressive

Moderate Aggressive

Moderate

Moderate Conservative

Conservative

 

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Check the background of this financial professional on FINRA's BrokerCheck